2026 tax year · take-home pay
Ohio Paycheck Calculator (2026)
Ohio moved to a flat income-tax rate of 2.75% for 2026, and incomes below $26,050 are fully exempt. While the state rate is low and simple, Ohio has one of the most pervasive local income-tax systems in the country: most municipalities and many school districts levy their own income tax (typically 1% to 3%), withheld alongside state tax. Run your gross pay through the calculator for the state-level picture.
Your paycheck breakdown
Estimated take-home pay
$1,645.72
per paycheck · $42,788.72/yr · 17.7% withheld
- Gross pay
- $2,000.00
- − Federal income tax
- $156.15
- − Social Security
- $124.00
- − Medicare
- $29.00
- − OH state income tax
- $45.13
- Net take-home
- $1,645.72
Estimate for tax year 2026. Withholding depends on your W-4 and employer; your actual paycheck may differ. Not tax advice.
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What to do with your take-home
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How Ohio withholding works
Ohio's flat 2.75% state income tax
Ohio's 2026 rate is a flat 2.75% on income above $26,050. Income at or below that threshold is not subject to Ohio state income tax. The flat structure replaces Ohio's previous bracket system, making state-level withholding more predictable. Above $26,050, every dollar is taxed at exactly 2.75%.
Ohio municipal and school district income taxes
Ohio's local income-tax system is extensive. Most Ohio cities levy a local income tax (typically 1% to 3%) on wages earned or residents living in the jurisdiction. Many school districts also levy a separate school district income tax. These taxes are withheld by your employer and are a significant share of total Ohio income-tax withholding for most workers. Your pay stub will usually show them as separate lines.
Rates & brackets
Ohio's 2026 income tax rates
Ohio applies a single flat rate to taxable income (after the standard deduction or exemption). Here is the 2026 schedule:
| Taxable income | Rate |
|---|---|
| $0 – $26,050 | 0% |
| $26,050 and up | 2.75% |
How the calculator withholds: Ohio's employer withholding tables (effective August 1, 2026) do not follow the return schedule above: after $650 per exemption (one if single or head of household, two if married) they withhold 1.6% on the first $26,050, 2.99% up to $100,000 and 3.4% above. The calculator uses those tables, so it shows what comes out of each paycheck; any over-withholding comes back when you file.
Local income tax not included: Most Ohio cities and many school districts levy their own local income tax (commonly 1%–3%) on wages. This calculator shows the state tax only.
Source: Ohio Dept. of Taxation, Employer Withholding Taxes: Percentage Method (effective August 1, 2026), checked against the state's withholding formula . See our methodology for full sources.
Worked examples
Estimated take-home at common salaries in Ohio
Rough figures for a single filer over a full tax year, with no pre-tax deductions, a starting point before you run your own numbers above.
| Gross | Federal income tax | FICA | OH state tax | Take-home |
|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $814 | $33,506 |
| $60,000 | $5,020 | $4,590 | $1,412 | $48,978 |
| $85,000 | $9,870 | $6,503 | $2,160 | $66,468 |
| $120,000 | $17,570 | $9,180 | $3,286 | $89,964 |
Estimates for the 2026 tax year, single filer, computed from published federal and Ohio tax tables. Rounded to the nearest dollar. Your actual pay depends on your W-4, pre-tax deductions, and employer payroll. Not tax advice.
Common questions
Ohio Paycheck Calculator: common questions
- What is Ohio's income tax rate for 2026?
- Ohio has a flat 2.75% income tax on income above $26,050 for 2026. Income below that threshold is not taxed at the state level.
- Do Ohio cities have local income taxes?
- Yes. Most Ohio municipalities levy a local income tax on wages earned in or residents of the jurisdiction, typically 1%–3%. Many school districts add a separate school district income tax on top of that.
- Which taxes are withheld in Ohio?
- Social Security (6.2%) and Medicare (1.45%), plus federal income tax, Ohio flat income tax at 2.75% on income above $26,050, your municipal income tax, and potentially a school district income tax.
Other state calculators
Estimates for tax year 2026, based on published federal and state tax tables. Not tax advice. Page last updated .