2026 tax year · take-home pay
Maine Paycheck Calculator (2026)
Maine uses a three-bracket progressive income tax ranging from 5.80% at the bottom to 7.15% at the top, applied after a $15,700 standard deduction for single filers. The bottom rate of 5.80% is one of the higher entry points among states with progressive systems, meaning even lower-income Maine workers face a meaningful state income-tax rate.
Your paycheck breakdown
Estimated take-home pay
$1,612.99
per paycheck · $41,937.74/yr · 19.4% withheld
- Gross pay
- $2,000.00
- − Federal income tax
- $156.15
- − Social Security
- $124.00
- − Medicare
- $29.00
- − ME state income tax
- $77.86
- Net take-home
- $1,612.99
Estimate for tax year 2026. Withholding depends on your W-4 and employer; your actual paycheck may differ. Not tax advice.
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How Maine withholding works
Maine's three progressive brackets
Maine's income tax starts at 5.80% on the first taxable dollars above the deduction, steps up to a middle rate, and tops out at 7.15% on the highest earners. The $15,700 standard deduction (single) comes off first. Because the bottom bracket already starts at 5.80%, Maine workers face a relatively steep effective state rate even at lower income levels.
No local income taxes in Maine
Maine municipalities do not impose their own income or wage taxes, which simplifies paycheck withholding compared to states like Maryland or Indiana. State income tax is the only income-tax line above FICA and federal withholding. Pre-tax 401(k) and health contributions reduce Maine taxable wages and are particularly valuable given the 5.80%+ rate that starts at the bottom bracket.
Rates & brackets
Maine's 2026 income tax rates
Maine taxes income in graduated brackets. Only the income inside each band is taxed at that band's rate. Here is the 2026 schedule for a single filer and for married filing jointly:
| Single: taxable income | Rate | Married filing jointly: taxable income |
|---|---|---|
| $0 – $27,400 | 5.8% | $0 – $54,850 |
| $27,400 – $64,850 | 6.75% | $54,850 – $129,750 |
| $64,850 and up | 7.15% | $129,750 and up |
How the calculator withholds: Maine's revised 2026 withholding tables (August 2026) subtract $5,300 per allowance (one if single, two if married or head of household) and a withholding standard deduction of $12,850 single or $28,550 married that phases out between $102,250 and $177,250 of wages ($204,550 to $354,550 married), then add a 2% surcharge above $1 million ($1.5 million married). Heads of household use the single rates.
Source: Maine Revenue Services, Withholding Tables for Individual Income Tax 2026 (Revised August 2026), checked against the state's withholding formula . See our methodology for full sources.
Worked examples
Estimated take-home at common salaries in Maine
Rough figures for a single filer over a full tax year, with no pre-tax deductions, a starting point before you run your own numbers above.
| Gross | Federal income tax | FICA | ME state tax | Take-home |
|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,267 | $33,053 |
| $60,000 | $5,020 | $4,590 | $2,564 | $47,826 |
| $85,000 | $9,870 | $6,503 | $4,260 | $64,368 |
| $120,000 | $17,570 | $9,180 | $6,980 | $86,270 |
Estimates for the 2026 tax year, single filer, computed from published federal and Maine tax tables. Rounded to the nearest dollar. Your actual pay depends on your W-4, pre-tax deductions, and employer payroll. Not tax advice.
Common questions
Maine Paycheck Calculator: common questions
- What is Maine's income tax rate for 2026?
- Maine uses three progressive brackets from 5.80% to 7.15%. The $15,700 standard deduction (single) reduces taxable income before the brackets apply.
- How much tax comes out of a Maine paycheck?
- Maine state income tax at 5.80%–7.15% progressive sits alongside federal income tax and FICA: Social Security at 6.2% and Medicare at 1.45%. There are no local income taxes.
- Does Maine have local income taxes?
- No. There is no local income or wage tax in Maine, so your pay stub carries just the state and federal income-tax lines.
Other state calculators
Estimates for tax year 2026, based on published federal and state tax tables. Not tax advice. Page last updated .