2026 tax year · take-home pay
Arizona Paycheck Calculator (2026)
Arizona taxes wage income at a single flat rate of 2.50% (one of the lowest flat rates in the country), applied after the standard deduction. Because the rate is flat, every taxable dollar is taxed the same, and there are no brackets to worry about.
Your paycheck breakdown
Estimated take-home pay
$1,650.85
per paycheck · $42,922.10/yr · 17.5% withheld
- Gross pay
- $2,000.00
- − Federal income tax
- $156.15
- − Social Security
- $124.00
- − Medicare
- $29.00
- − AZ state income tax
- $40.00
- Net take-home
- $1,650.85
Estimate for tax year 2026. Withholding depends on your W-4 and employer; your actual paycheck may differ. Not tax advice.
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What to do with your take-home
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How Arizona withholding works
Arizona's flat 2.5% income tax
Arizona moved to a flat tax structure and landed at 2.50%, a rate that applies uniformly to all taxable income above the standard deduction. Employers withhold a percentage of gross pay that you choose on form A-4 (2.0% if you file none), and the 2.50% tax is settled when you file.
What else comes out of an Arizona paycheck
On top of state income tax you still pay federal income tax for your bracket, Social Security at 6.2%, and Medicare at 1.45%. Arizona has no state disability insurance (SDI) deduction or paid-family-leave premium withheld at the state level. Pre-tax 401(k), HSA, or health-insurance contributions reduce both your federal and state taxable wages.
Rates & brackets
Arizona's 2026 income tax rates
Arizona applies a single flat rate to taxable income (after the standard deduction or exemption). Here is the 2026 schedule:
| Taxable income | Rate |
|---|---|
| $0 and up | 2.5% |
How the calculator withholds: Arizona withholding is a flat percentage of your gross pay that you choose on form A-4 (0.5% to 3.5%). The calculator uses the 2.0% default employers apply when no A-4 is on file; your 2.5% tax is settled on your return.
Source: Arizona DOR, Form A-4 (2026) Employee's Arizona Withholding Election and employer instructions, checked against the state's withholding formula . See our methodology for full sources.
Worked examples
Estimated take-home at common salaries in Arizona
Rough figures for a single filer over a full tax year, with no pre-tax deductions, a starting point before you run your own numbers above.
| Gross | Federal income tax | FICA | AZ state tax | Take-home |
|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $800 | $33,520 |
| $60,000 | $5,020 | $4,590 | $1,200 | $49,190 |
| $85,000 | $9,870 | $6,503 | $1,700 | $66,928 |
| $120,000 | $17,570 | $9,180 | $2,400 | $90,850 |
Estimates for the 2026 tax year, single filer, computed from published federal and Arizona tax tables. Rounded to the nearest dollar. Your actual pay depends on your W-4, pre-tax deductions, and employer payroll. Not tax advice.
Common questions
Arizona Paycheck Calculator: common questions
- What is Arizona's state income tax rate for 2026?
- Arizona has a flat 2.50% income tax rate on all taxable wages. Paycheck withholding is a percentage you elect on form A-4, 2.0% by default.
- What tax comes out of an Arizona paycheck?
- Arizona state income tax at 2.50% on taxable wages sits alongside federal income tax and FICA: Social Security at 6.2% and Medicare at 1.45%. There is no state SDI or PFML deduction.
- Does Arizona have local income taxes?
- No. Arizona cities and counties do not levy a separate income or wage tax on top of the state rate. The 2.50% flat rate is the only state/local income tax line on your paycheck.
Other state calculators
Estimates for tax year 2026, based on published federal and state tax tables. Not tax advice. Page last updated .